We were so busy over the last couple of months, what with weekends away at the caravan during August and the kids going back to school in September, that I forgot to do an update last month.
So if you’re interested in what we’ve been up to carry on reading below.
As mentioned in our last update, our second born, FU#2 finished her GCSE’s and has now received her results which were fantastic.
The grades were in the new number format which is utterly confusing and pointless if you ask me. The first thing most people did was to work out the equivalent mark in A-C format. Anyway she got mostly 7’s, 8’s, and 9’s which equates to A’s – A*’s apparently.
What next for FU#2? – She was undecided whether to continue on to A levels or to follow in Fu#1’s footsteps and do an apprenticeship. After much consideration she decided to enter the world of work and started an apprenticeship which she is now enjoying.
We’ve more or less finished our caravanning for the season, but we enjoyed some nice weekends in August, with trips made to Carlisle by train and a hike up Malham Cove , amongst other explorations in the Yorkshire Dales.
We may have one last visit to the caravan in October half term if the weather is nice, before we put it into winter storage until next March.
Other activities are conspiring to take our time up. Little Fu’s 2, 3 and 4 have started their football season so thats weekends sorted!, and Fu’s 5 and 6 are learning to ski.
Oh, and against my better judgment and being outvoted, we have now got 2 little Kittens to look after.
The following figures represent August and September’s change in our net worth.
MONTHLY UPDATE AND GOALS
Net Worth September ’19 – £532,376 (July ’19 £520,871) +2.2% +£11,595
Assets – £774,426 (£764,990) +1.2% +£9,436
Cash/bank £1000 +0%
Main Home Q3 £415,406 (Q2 £404,965) +2.6%
Rental Properties Q3 £171,355 (Q2 £167,048) +2.6%
Pension SIPP £186,665 (£191,977) -2.8% -£5,312
Liabilities – £242,050 (£244,209) -0.9% -£2,159
Main Home Mortgage £89,200 (£89,900)
Loans, Debts and credit cards £152,850 (£154,309)
Overall Net Worth since July has increased by £11,595.
Property valuations fuelled the increase in our net worth despite a £5k drop in our SIPP pension valuation.
Main home and rental property values were calculated using the Nationwide House price index calculator.
SIPP Dividends paid in Aug/Sept – £240
2019 ytd £1,515, Av. £168/m (2018 total £1306, Av. £108/m).
Other Monthly/weekly goals
Matched Betting +£768 this month (+£198 last month)
Total to date since starting 23m ago £8802 Av. £383/m (£8034 to last month Av. 383/m) means we made £768 profit this month, broken down as follows.
Casino/slot offers to date £3065 (£2638) = £427 profit this month
Each way sniping to date £263 (£138) = £125 profit this month
Normal match betting offers £216 profit this month
Happy with the MB this month considering the limited time we had.
Diet and Fitness – Still hovering around 75kg and 20% fat, but exercising regularly.
eBay/selling – Nothing to report.
Thanks for reading.
Any comments/questions always welcome