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Author Archives: FU MON CHU
Do you get basic rate tax relief (20%) or higher rate tax relief (40%) on your pension contributions? In this post I’ll explain how to blow those figures out of the water and get 150%+ uplift on your pension contributions!
Since my June update I have failed miserably in getting any posts or updates out. This is down to a number of factors. I think I had my first writer’s block, as many of the topics I was thinking about … Continue reading
Regular readers of our blog may be aware that we are a large family… with six kids!
Throughout the FI community the default advice on investing and building wealth seems to be “…invest in low-cost index funds…”. So when deciding to invest, whether in a pension, Isa, or other investment vehicle, just buy your low-cost index fund … Continue reading
I’ve fallen behind on posting recently and have been put under pressure as Mrs FU seems to be taking over my blog lately. She has generally been on my case about my laziness and procrastination, and has been mocking me … Continue reading
In the UK news this week it has been reported that, for a comfortable retirement, people need to save a ‘pension mountain’ of £260,000. Cue the doom-mongers and naysayers. ‘Who could ever hope to save this amount of money?’ Using … Continue reading
Recap – This is step 3 in the process to set up a plan for my son, FU#1, to buy a property and reach FI before he is 40 years old. In step 2 of the plan, we set up an … Continue reading
Who would like a tax-free birthday present of £250,000, for free?
Me please, whats the catch? How much is it going to cost?
The cost to you, my friend? – Zilch, Nada, Zippo, Zero, Nothing!
This is a scam, right?
So what gives? Continue reading
I’m putting in place a quite simple budget plan for FU#1 that doesn’t need a lot of tracking and doesn’t require every little transaction to be logged. I have broken the budget down to 3 main areas. These are Savings, Essential … Continue reading
‘…by 2035 there may be almost no one giving up work before the age of 65. That would mean nearly everyone born after 1970 will work beyond their 65th birthday.’ Read more: http://www.dailymail.co.uk/news/article-5529841/By-2035-no-one-work-turn-65.html#ixzz5AW0RWNwo Looks like we’ve had it then 😉 … Continue reading